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Human Resources Outsourcing (HRO – PEO – ASO – Payroll – Agency)

Posts Tagged "Healthcare Reform"

18 States Will Delay Employer Choice for Federally-Facilitated SHOPs Until 2016

The U.S. Department of Health and Human Services has released a list of states with a federally-facilitated SHOP (Small Business Health Options Program) which will not be implementing the “employer choice” feature in 2015. “Employer choice” provides employers the option to offer employees a choice of any qualified health plan at a single metal level. […]

Proposed bill to eliminate maximum deductibles for small employer health plans

On April 1, 2014, Congress passed H.R. 4302, the “Protecting Access to Medicare Act of 2014.” Section 213 of the Act would eliminate the maximum deductible cap that health care reform placed on small employer group health insurance plans.  The bill now goes to President Obama, who is expected to pass and sign the bill […]

Employment-Based Orientation Periods Cannot Exceed One Month for Purposes of 90-Day Waiting Period Limit

Proposed Rules Clarify What Constitutes a ‘Reasonable and Bona Fide’ Orientation Period The Affordable Care Act prohibits group health plans from applying any waiting period that exceeds 90 days in plan years beginning on or after January 1, 2014. A waiting period is the period of time that must pass before coverage for an employee […]

ACA Federal Marketplace Online SHOP delayed until November 1, 2013

The Obama Administration has announced that it will delay the implementation of the SHOP (Small Business Health Options Program) until November 1, 2013.  The Marketplace is scheduled to open October 1, 2013 for Individuals and Small Businesses to review healthcare options, but Small Businesses will only be able to review these options via telephone until […]

An editorial on Healthcare Reform: “The Case Against Obamacare”

On a website which is contributed to and sponsored by the Republican Party, a/k/a Grand Old Party or GOP, there is an essay that contends that the Patient Protection and Affordable Care Act, commonly known as ACA, PPACA, healthcare reform or “Obamacare”, will escalate healthcare costs, increase insurance premiums, hurt the quality of healthcare, raise […]

Bloomberg Business Week Article: The New Healthcare, is it Cheaper?

In an article published by Bloomberg Business Week, “Obamacare Should Make Health Care Cheaper—Just Not Right Away”, writer Elizabeth Dwoskin writes: This week, the Society of Actuaries threw a wrench into President Obama’s persistent assertions that his health-care overhaul is driving down the cost of health care. The nonpartisan professional association for insurance assessors came […]

What is the PPACA – Patient Protection and Affordable Care Act, a/k/a Federal Healthcare Reform Law?

Am I considered a small business employer or possibly a large business employer? How do I figure it out? What are the new fees that are part of the PPACA? What is “Play or Pay”? How will all these changes affect my business? To hear all the above answers and more… Join us for our […]

Healthcare Reform – Full-time Employee under the Employer Shared Responsibility Provision

Beginning January 2014, employers that generally employ 50 or more full-time employee equivalents will be subject to the Affordable Care Act provision known as the Employer Shared Responsibility.  If an employer does not employ, on average, more than 50 full-time employee equivalents, then the employer is not subject to the Employer Shared Responsibility provision.  Employers […]

Federal SHOP Exchanges Delayed until 2015?

A major provision in the Patient Protection and Affordable Care Act, a/k/a Federal Healthcare Reform Law (the “Law”), was the establishment of what will be known as the Small Business Health Options Program (the “SHOP”).  The SHOPS, which were intended to be operational in all states by 2014, will operate individually in each state with […]

Healthcare premiums – sticker shock for all

Numerous recent reports from private groups, as well as, government officials who have come out publically to say that some Americans will see their insurance bills at least double as the health care overhaul law attempts to expands health coverage to millions of people.  Additionally, current news from actuaries at health insurers state that they […]