Compensation Solutions Blog
Human Resources Outsourcing (HRO – PEO – ASO – Payroll – Agency)

Medicare Open Enrollment- Until December 7th 2014



From now until December 7th 2014, Medicare.Gov is having their open enrollment for the 2015 plan year. If you are considering applying for medicare or changing your coverage, please visit the offical website to look over your plan options. Remember the deadline is fast approaching so dont miss out on this once a year opportunity (outside of your eligibility period) to enroll. If you need assistance, please follow the drop down selections on the home page.



Stay Safe and Healthy in Winter

Snowy roadWinter storms and cold temperatures can be hazardous, but if you plan ahead, you can stay safe and healthy. Prepare your home and cars. Prepare for power outages and outdoor activity. Check on older adults.

Although winter comes as no surprise, many of us are not ready for its arrival. If you are prepared for the hazards of winter, you will be more likely to stay safe and healthy when temperatures start to fall.

Many people prefer to remain indoors in the winter, but staying inside is no guarantee of safety. Take these steps to keep your home safe and warm during the winter months.

  • Winterize your home.
    • Install weather stripping, insulation, and storm windows.
    • Insulate water lines that run along exterior walls.
    • Clean out gutters and repair roof leaks.

Photo: A man and woman outside.

  • Check your heating systems.
    • Have your heating system serviced professionally to make sure that it is clean, working properly and ventilated to the outside.
    • Inspect and clean fireplaces and chimneys.
    • Install a smoke detector. Test batteries monthly.
    • Have a safe alternate heating source and alternate fuels available.
    • Prevent carbon monoxide (CO) emergencies.
      • Install a CO detector to alert you of the presence of the deadly, odorless, colorless gas. Check batteries regularly.
      • Learn symptoms of CO poisoning: headaches, nausea, and disorientation.

Get your car ready for cold weather use before winter arrives.

  • Service the radiator and maintain antifreeze level; check tire tread or, if necessary, replace tires with all-weather or snow tires
  • Keep gas tank full to avoid ice in the tank and fuel lines.
  • Use a wintertime formula in your windshield washer.
  • Prepare a winter emergency kit to keep in your car in case you become stranded. Include
    • blankets;
    • food and water;
    • booster cables, flares, tire pump, and a bag of sand or cat litter (for traction);
    • compass and maps;
    • flashlight, battery-powered radio, and extra batteries;
    • first-aid kit; and
    • plastic bags (for sanitation).

Be prepared for weather-related emergencies, including power outages.

Photo: A snow thrower clearing a street.Stock food that needs no cooking or refrigeration and water stored in clean containers.

  • Ensure that your cell phone is fully charged.
  • When planning travel, be aware of current and forecast weather conditions.
  • Keep an up-to-date emergency kit, including:
    • Battery-operated devices, such as a flashlight, a National Oceanic and Atmospheric Administration (NOAA) Weather Radio, and lamps;
    • extra batteries;
    • first-aid kit and extra medicine;
    • baby items; and
    • cat litter or sand for icy walkways.

Many people spend time outdoors in the winter working, traveling, or enjoying winter sports. Outdoor activities can expose you to several safety hazards, but you can take these steps to prepare for them:

Photo: A person standingby a snow bank.

  • Wear appropriate outdoor clothing: layers of light, warm clothing; mittens; hats; scarves; and waterproof boots.
  • Sprinkle cat litter or sand on icy patches.
  • Learn safety precautions to follow when outdoors.
    • Be aware of the wind chill factor.
    • Work slowly when doing outside chores.
    • Take a buddy and an emergency kit when you are participating in outdoor recreation.
    • Carry a cell phone.
  • Protect your family from carbon monoxide.
    • Keep grills, camp stoves, and generators out of the house, basement and garage.
    • Locate generators at least 20 feet from the house.
    • Leave your home immediately if the CO detector sounds, and call 911.

When planning travel, be aware of current and forecast weather conditions.

Photo: A snow storm.Avoid traveling when the weather service has issued advisories.

  • If you must travel, inform a friend or relative of your proposed route and expected time of arrival.
  • Follow these safety rules if you become stranded in your car.
    • Stay with your car unless safety is no more than 100 yards away, but continue to move arms and legs.
    • Stay visible by putting bright cloth on the antenna, turning on the inside overhead light (when engine is running), and raising the hood when snow stops falling.
    • Run the engine and heater only 10 minutes every hour.
    • Keep a downwind window open.
    • Make sure the tailpipe is not blocked.

Above all, be prepared to check on family and neighbors who are especially at risk from cold weather hazards: young children, older adults, and the chronically ill. If you have pets, bring them inside. If you cannot bring them inside, provide adequate, warm shelter and unfrozen water to drink.

No one can stop the onset of winter. However, if you follow these suggestions, you will be ready for it when it comes.

Stop Germs! Stay Healthy!

wash-your-hands-poster When should you wash your hands?

• Before, during, and after preparing food • Before eating food • Before and after caring for someone who is sick • Before and after treating a cut or wound • After using the toilet • After changing diapers or cleaning up a child who has used the toilet • After blowing your nose, coughing, or sneezing • After touching an animal, animal feed, or animal waste • After handling pet food or pet treats • After touching garbage •

 How to wash your hands properly:

Wet your hands with clean, running water (warm or cold), turn off the tap, and apply soap.

Lather your hands by rubbing them together with the soap. Be sure to lather the backs of your hands, between your fingers, and under your nails.

Scrub your hands for at least 20 seconds. Need a timer? Hum the “Happy Birthday” song from beginning to end twice.

Rinse your hands well under clean, running water.

Dry your hands using a clean towel or air dry them.

Habitat for Humanity-Paterson

On Friday October 3rd, 2014, Compensation Solutions team members participated in a team building event. CSI team members joined forces with Habitat for Humanity Paterson working on a home in the first ward section of Paterson  New Jersey. Our team with the guidance of the Habitat for Humanity crew leaders worked on the three floor single family home. During our time there our team worked together to prime and paint the walls, help with preparation  for new floors and even use power tools!
Together we spent the day as a team not only growing stronger and closer, but as a team helping to improve and give back to our local community.
#CSI #CompensationSolutions #CompSolutions #CompSolutionsAgency #Team #Teambuilding #CSIHRO #Community #HR IMG_1727IMG_1732IMG_1731 - Copy

Visions Federal Credit Union Seminar

Visions Federal Credit Union is pleased to announce a free seminar event called “How to Survive and Win the College Admissions Process”. The seminar is being held on  Wednesday, October 22, 2014, from 6:00pm to 7:30pm at Visions Oakland branch office located at 3 Post Road, Oakland NJ.  Light refreshments will be served and all are Welcome!

Please see the attached flyer announcing the event and distribute to co-workers as you see fit.

College_Seminar_Oakland_Flyer (2)

2014 Flu Season is Just Around The Corner!

The 2014 flu season is just around the corner!  Compensation Solutions has compiled the following information in the hope that it will be a valuable resource for you and your employees.

As you know, the best defense is a good offense.  According to the Centers for Disease Control and Prevention (CDC), the first line of defense for maintaining good health is prevention so the CDC has compiled information for the 2014-2015 flu season which can be found here:

Flu season can also be a difficult time for employers to maintain productivity.  Therefore, the CDC recommends the following strategies to help minimize employee absenteeism and promote workplace health:  host a flu vaccination clinic at your worksite or simply promote the benefits of the flu vaccination to your staff.

Supporting the flu vaccination amongst your staff is as simple as becoming informed about flu shot clinics and knowing locally available clinics. This is an easy task since the flu shot has widespread availability among a number of retailers including CVS, Walmart, Target and Walgreens.  The following website is a great tool to locate a flu shot clinic:

flu shot postit

CSI End of Summer Luau/ BBQ 2014

We celebrated the end of Summer and the beginning of fall with a Company Luau/ BBQ and Team building event.

DSCN0256 DSCN0257 DSCN0258 DSCN0259 DSCN0260 DSCN0261 DSCN0262 DSCN0263 DSCN0264 DSCN0265 DSCN0266 DSCN0267 DSCN0268 DSCN0269

Compensation Solutions is a Sponsor of the 2014 MM&B Bergen Bike Tour

For another year, Compensation Solutions, a CoAdvantage Company, one of the tri-state area’s leading Human Resource Outsourcing Organizations (HRO), is a Contributing Sponsor of the MM&B Bergen Bike Tour. Now in its 19th year, the event will be held at Darlington Park in Mahwah, New Jersey on Sunday, September 28th, 2014, rain or shine. Originally organized to promote charity among professionals, the MM&B Bergen Bike Tour has raised more than $1,000,000 since its inception in 1996.

Full news release: Compensation Solutions is a Sponsor of the 2014 MM&B Bergen Bike Tour.
To support the Volunteer Center’s efforts, click here.

New Jersey Enacts ‘Ban the Box’ Law

Under a new law effective March 1, 2015, employers with 15 or more employees (including job placement and referral agencies and other employment agencies) are generally prohibited from:

•Requiring an applicant for employment to complete any employment application that makes any inquiries regarding his or her criminal record during the initial employment application process; and
•Making any oral or written inquiry regarding an applicant’s criminal record during the initial employment application process.

The “initial employment application process” begins when an applicant first makes an inquiry about a prospective employment position or job vacancy or when an employer first makes any inquiry to an applicant about a prospective employment position or job vacancy, and ends when an employer has conducted a first interview (whether in person or by any other means).

Exceptions and Scope of the Law
The law makes certain exceptions from these requirements, including:
•Certain law enforcement positions;
•Where the employment sought or being considered is for a position where a criminal history record background check is required by law, rule, or regulation; or
•Where an arrest or conviction would or may disqualify the person from holding such employment as required by any law, rule, or regulation.

The law does not prohibit an employer from, among other things:
•Requiring an applicant to complete an employment application that makes any inquiries regarding his or her criminal record after the initial employment application process has concluded; or
•Making any oral or written inquiries regarding his or her criminal record after the initial employment application process has concluded.

The law is scheduled to take effect March 1, 2015 (the Commissioner of Labor and Workforce Development may take anticipatory administrative action in advance as will be necessary for the implementation of the law).

For more information on other state laws specific to New Jersey, contact our HR department at 800-654-4234 ext. 180.

Teladoc is Here!

TeladocCompensation Solutions has added a telemedicine feature to their program – Teladoc. Teladoc provides 24/7/365 access to a national network of U.S. board certified doctors who can resolve many of your medical issues via the phone or online video consultation. It is quality healthcare, when and where you need it. Teladoc doctors can diagnose, treat and prescribe medication, when necessary, for non-emergency medical issues.